Primary Liability
Primary Liability meaning in commercial truck insurance and motor carrier coverage discussions.
Glossary
Short definitions for coverage, certificate, filing, claim, and underwriting terms used around trucking insurance.
Coverage terms
Core coverage words that show up in liability, cargo, physical damage, and specialty trucking conversations.
Physical Damage
Physical Damage meaning in commercial truck insurance and motor carrier coverage discussions.
Motor Truck Cargo
Motor Truck Cargo meaning in commercial truck insurance and motor carrier coverage discussions.
Bobtail
Bobtail meaning in commercial truck insurance and motor carrier coverage discussions.
Non-Trucking Liability Term
Non-Trucking Liability Term meaning in commercial truck insurance and motor carrier coverage discussions.
Trailer Interchange
Trailer Interchange meaning in commercial truck insurance and motor carrier coverage discussions.
Non-Owned Trailer
Non-Owned Trailer meaning in commercial truck insurance and motor carrier coverage discussions.
Reefer Breakdown
Reefer Breakdown meaning in commercial truck insurance and motor carrier coverage discussions.
Occupational Accident
Occupational Accident meaning in commercial truck insurance and motor carrier coverage discussions.
Workers Compensation
Workers Compensation meaning in commercial truck insurance and motor carrier coverage discussions.
General Liability
General Liability meaning in commercial truck insurance and motor carrier coverage discussions.
Umbrella Liability
Umbrella Liability meaning in commercial truck insurance and motor carrier coverage discussions.
Excess Liability
Excess Liability meaning in commercial truck insurance and motor carrier coverage discussions.
Pollution Coverage
Pollution Coverage meaning in commercial truck insurance and motor carrier coverage discussions.
Hazmat
Hazmat meaning in commercial truck insurance and motor carrier coverage discussions.
Certificates and policy parties
Names and roles that commonly appear on COIs, declarations pages, contracts, and lender or customer requests.
Certificate of Insurance
Certificate of Insurance meaning in commercial truck insurance and motor carrier coverage discussions.
Certificate Holder
Certificate Holder meaning in commercial truck insurance and motor carrier coverage discussions.
Additional Insured
Additional Insured meaning in commercial truck insurance and motor carrier coverage discussions.
Loss Payee
Loss Payee meaning in commercial truck insurance and motor carrier coverage discussions.
Named Insured
Named Insured meaning in commercial truck insurance and motor carrier coverage discussions.
Waiver of Subrogation
Waiver of Subrogation meaning in commercial truck insurance and motor carrier coverage discussions.
Certificate Request
Certificate Request meaning in commercial truck insurance and motor carrier coverage discussions.
Declarations Page
Declarations Page meaning in commercial truck insurance and motor carrier coverage discussions.
Autos, schedules, and operations
Terms tied to listed vehicles, hired vehicles, operating radius, garaging, driver files, and commodity descriptions.
Scheduled Auto
Scheduled Auto meaning in commercial truck insurance and motor carrier coverage discussions.
Hired Auto
Hired Auto meaning in commercial truck insurance and motor carrier coverage discussions.
Non-Owned Auto
Non-Owned Auto meaning in commercial truck insurance and motor carrier coverage discussions.
Any Auto
Any Auto meaning in commercial truck insurance and motor carrier coverage discussions.
Vehicle Schedule
Vehicle Schedule meaning in commercial truck insurance and motor carrier coverage discussions.
Radius
Radius meaning in commercial truck insurance and motor carrier coverage discussions.
Garaging Address
Garaging Address meaning in commercial truck insurance and motor carrier coverage discussions.
Commodity Class
Commodity Class meaning in commercial truck insurance and motor carrier coverage discussions.
Owner-Operator
Owner-Operator meaning in commercial truck insurance and motor carrier coverage discussions.
New Authority
New Authority meaning in commercial truck insurance and motor carrier coverage discussions.
Leased Owner-Operator
Leased Owner-Operator meaning in commercial truck insurance and motor carrier coverage discussions.
Authority
Authority meaning in commercial truck insurance and motor carrier coverage discussions.
Cost, limits, and policy status
Words that help carriers read payment terms, deductibles, limits, endorsements, cancellations, and renewals more carefully.
Deductible
Deductible meaning in commercial truck insurance and motor carrier coverage discussions.
Premium
Premium meaning in commercial truck insurance and motor carrier coverage discussions.
Down Payment
Down Payment meaning in commercial truck insurance and motor carrier coverage discussions.
Cargo Limit
Cargo Limit meaning in commercial truck insurance and motor carrier coverage discussions.
Policy Period
Policy Period meaning in commercial truck insurance and motor carrier coverage discussions.
Cancellation Notice
Cancellation Notice meaning in commercial truck insurance and motor carrier coverage discussions.
Renewal
Renewal meaning in commercial truck insurance and motor carrier coverage discussions.
Endorsement
Endorsement meaning in commercial truck insurance and motor carrier coverage discussions.
Exclusion
Exclusion meaning in commercial truck insurance and motor carrier coverage discussions.
Cargo Exclusion
Cargo Exclusion meaning in commercial truck insurance and motor carrier coverage discussions.
Underwriting
Underwriting meaning in commercial truck insurance and motor carrier coverage discussions.
Filings, claims, and records
Terms often connected to FMCSA filings, claim handling, safety records, and underwriting support documents.
MCS-90
MCS-90 meaning in commercial truck insurance and motor carrier coverage discussions.
BMC-91
BMC-91 meaning in commercial truck insurance and motor carrier coverage discussions.
BMC-91X
BMC-91X meaning in commercial truck insurance and motor carrier coverage discussions.
Filing
Filing meaning in commercial truck insurance and motor carrier coverage discussions.
Claim
Claim meaning in commercial truck insurance and motor carrier coverage discussions.
Adjuster
Adjuster meaning in commercial truck insurance and motor carrier coverage discussions.
Subrogation
Subrogation meaning in commercial truck insurance and motor carrier coverage discussions.
Loss Runs
Loss Runs meaning in commercial truck insurance and motor carrier coverage discussions.
Safety Score
Safety Score meaning in commercial truck insurance and motor carrier coverage discussions.
ELD Records
ELD Records meaning in commercial truck insurance and motor carrier coverage discussions.
Maintenance Records
Maintenance Records meaning in commercial truck insurance and motor carrier coverage discussions.
Driver Qualification File
Driver Qualification File meaning in commercial truck insurance and motor carrier coverage discussions.